We bet a lot of people out there think all their problems will be solved if only they made more money, but a new survey reveals that’s not necessarily true. Notorious B.I.G. used to sing about “Mo Money, Mo Problems,” and a LinkedIn Learning study seems to back that up, with the poll noting that those who make more money tend to have more stress at the office.
According to the poll, 68% of people who make more than $200,000 a year say they are stressed at work, while only 47% of those making between $35,000 and $50,000 and 38% of those making between $50,000 and $75,000 say the same.
- And making a lot of money doesn’t necessarily mean folks are satisfied with their job either. In fact, the greatest job satisfaction can be found with those making between $50K and $75K (81%), while only 79% of those making between $200K and $250K, and 74% of those making more than $250K say they have job satisfaction.
- Overall, those between the ages of 37 and 52, a.k.a. Gen Xers, are the most stressed by work (57%), while 52% of Baby Boomers (53 and up) agree, with Millennials the least stressed (44%). Unfortunately Millennials are also the generation with the lowest job satisfaction (72%), compared to Gen Xers (76%) and Boomers (78%).
We’ve heard that sugar is bad for us and that most of us are getting way too much of it in our diets. But have you ever wondered what it would be like if you stopped eating sugar? Here’s what you could expect, according to nutritionist Jenna Hope.
- Your skin may improve - Eating sugar triggers the body to release insulin, and that can cause inflammation, which could result in a breakdown of collagen and elastin in the skin. But without the sugar, that won’t happen.
- You’ll probably have more energy - Sugary foods cause a large spike in blood sugar, which gives you a quick burst of energy, followed by a sharp crash after. So cutting out the sugar could give you more stable energy.
- You may lose weight - Sugar is just empty calories so if you cut back on it, you could cut a lot of calories and shed some pounds as a result, especially if you put it in your coffee or tea.
- You’ll probably sleep better - It’s all a big cycle: eating a lot of sugar delays the release of melatonin, a hormone that regulates sleep. And a lack of sleep can drive you to eat more sugar, continuing the cycle. But without the sugar, you won’t mess with the melatonin.
- Your gut will function better - Swapping high-sugar foods for fruits and veggies that are high in fiber and good for the gut can increase the healthy gut bacteria, which helps remove toxins and speed up your body’s “transit time.”
- Your mental health could improve - Research shows a link between high sugar intakes and increased risk of depression, anxiety and mental health issues. That sugar roller coaster sugar eaters ride could contribute to anxiety, so changing the diet could reduce some of those symptoms.
- You might be in a better mood - It’s all about those hormones and sugar has been shown to suppress one called BDNF. People who “are susceptible to low mood have lower BDNF,” Jenna explains. So cutting sugar will get your BDNF levels back to normal and could boost your mood as a result.
- Your liver function will improve - Limiting your sugar intake will help reduce the risks of non-alcoholic fatty liver disease.
Source: Cosmopolitan UK
Anyone who’s been to a wedding or two, or three knows it can put a huge dent in your wallet, but one women claims she actually went into debt because of all the affairs she had to attend.
Georgina Childs says that over a four-year period she attended 20 weddings and 12 bachelorette parties, which put her almost $3,000 in debt, forcing her to move back in with her parents. “I shudder when the invite arrives,” she says. “I wish I could say no — but how do you tell your friends you just don’t think their wedding is within your budget?”
Overall, Georgina says she spent about $9,250 on weddings and $3,980 on bachelorette parties, which comes out to $13,200. As for why it cost that much, Georgina says her money went to nice gifts, and hotel accommodations, especially for one wedding which was in Tuscany, and cost about $1,145 for flights, hotels, food and drink.
- But it's not just attending. She was also a bridesmaid seven times and when she wasn’t she usually had to buy a new dress for each bash since most of the same people attended the affairs. Not only that she used up 12 vacation days in order to go to these weddings.
- In the end she realized “something had to give” so she moved back home. And it’s not like things are going to die down anytime soon. While she says she is chipping away at her credit card debt, she already has two more weddings to attend and notes that only half of her friends are actually married. Plus, it’s not like she doesn’t enjoy weddings. As she puts it, “I just wish there wasn’t the added pressure to be the perfect wedding guest.”
Source: New York Post
Making money is great and all, but responsible adulting means we use it to pay bills, rent, and buy food, so our basic necessities are covered. But even when you’re being smart about your finances, it’s still important to treat yourself. Spending money on things that make you happy is part of self-care, but how much of your budget should go to treat yo’ self activities?
Ellie Thompson, CEO of financial consulting firm Money Therapy, explains that treating yourself should be a daily activity, but to keep the spending within reason, it should be limited to things or services that truly bring you joy and not wasted on things you feel so-so about. So cut out the non-essentials and focus on the treats that you love most.
As far as the budget goes, Thompson says her clients follow the 50/20/30 Rule, which means 50% of their income goes to fixed expenses like rent and utilities, 20% to savings, and retirement goals, and 30% towards guilt-free spending. So the treat yourself money comes from that 30%.
“Sticking to percentages instead of a line item budget makes you feel more free and in control of your income,” Thompson says. If you need help, she suggests using money management apps that can help you track your spendingand make any adjustments as needed.
So as much as your latte a day makes you happy, putting the afternoon pick-me-up down for the sake of saving that $4 a day toward a bigger treat, like a pricey handbag or a summer vacation doesn’t seem so bad. And as long as you’re on track with your finances, you deserve to treat yourself.
Source: Hello Giggles