It’s no secret that a lot of Americans are dealing with stress, and it seems one of the biggest things stressing people out is money.
A new survey finds that 87% of people say they are stressed about their current finances, despite being employed full time or having a spouse who’s employed full time. So, what are the biggest things causing this financial stress? Well, they include:
- Household bills – 47%
- Lack of funds to cover unexpected expenses - 43%
- Retirement planning – 37%
- Healthcare expenses 34%
- High credit balance – 30%
- Accumulating credit card debt – 29%
- Lifestyle changes - 25%
- Education – 21%
Unexpected expenses are something that occurs to a lot of people, so it makes sense that it’s a big stressor. The survey finds that 74% of full-time employees have experienced an unexpected expense in the last 12 months, with many not having enough money in savings to cover it.
- In fact, while it’s recommended that people keep $2,000 in an emergency savings account, only 59% of people say they actually do so. The survey finds that while 19% of people say they have six months pay in their emergency savings, another 19% have less than one month’s pay, and another 19% have none at all.
Source: Yahoo Finance
These days it’s hard to go anywhere without seeing folks taking out their phones to capture a moment, but it turns out taking all those pictures may not be helping you remember that great experience. That’s because, according to a new report, folks aren’t actually experiencing the moment.
A new study suggests that all this picture taking with Smartphones is causing people to lose their memories, simply because they are so distracted with their phones they don’t remember what they’ve experienced. As "Vox" points out, without paying attention, our brains won’t store the experience.
The study, to be published in the “Journal of Experimental Social Psychology,” had a few hundred participants visit the Stanford Memorial Church at Stanford University, asking them to take note of certain details, with some in the group given iPods to take pictures, and others given nothing. When quizzed about what they saw a week later, those without a camera got 70% of the questions right, while those with the camera only got 60%.
The bottom line is this: The camera acts as a distraction, with the study author noting that with so many folks with cameras these days, “we’ve just inserted into our daily lives potentially a giant source of distraction.” They also suggest that it may not just be the cameras, but texting and tweeting, and other phone use, that could be blamed for memory issues.
Halloween gets a bad rap for being the candy-filled holiday, but after all the school parties, egg hunts, and big baskets, Easter is overloaded with sugar too. But if the Easter Bunny adds in some toys, books, and games to the mix, kids can have all the Easter fun and you can dial back the sugar. Here are some registered dietitian-approved tips for creating a healthier basket this year.
- Get creative with those plastic eggs - Fill your own eggs with sugar-free goodies like stickers, erasers, rings, temporary tattoos and tiny toys. Kids will be excited by the surprise and they’ll have something to play with later.
- Make the biggest item in the basket a toy - Instead of that enormous chocolate bunny, get a special toy that your kid can get active playing with it later, like a kite, a soccer ball, or pool toys.
- Choose candy wisely - It can get a little overwhelming in the Easter candy aisles, but be smart about the candy you get your kids. Pick a few of their favorites and go for dark chocolate with nuts, if your kids are into it, because it packs more nutrition power from the antioxidants and protein.
- Skip the candy for babies - The American Heart Association warns against introducing kids under two to added sugar, so give little ones a stuffed bunny, some bubbles, and cute books in their baskets instead of candy.
Source: The Toronto Star
Remember when you were younger and slept like a rock without trying? If it feels like it’s getting tougher to get a good night’s sleep as you get older, it’s not just you. New research shows that age may play a bigger part in catching quality zzz’s than we thought.
According to a new study published in the journal “Neurobiology of Aging,” being older could make it harder for the circadian clock to reset itself after being exposed to light. So even when you want to sleep in, it’s all over as soon as the sun shines in your bedroom windows.
Because the circadian clock regulates sleep schedules and regulates your feelings of sleepiness and wakefulness, getting older could cause a major disruption in your sleep cycles and that would negatively affect your overall well-being. So make sure to sleep in total darkness, get your bedroom nice and cool, and ditch your technology before bed to help you get the best sleep possible. Because none of us are getting any younger.
Source: Well and Good
Tired of hitting snooze for an hour and feeling groggy every morning? Switch up your morning routine and add in some of these to give your mornings a jump start. And the best part is they all take five minutes or less.
- Have More “Me” Time - Karena Dawn and Katrina Scott, the BFF trainers behind Tone It Up say that the earlier you wake up, the more time you have to devote to yourself. You can turn the morning into “me time” before family life or work start creeping in. Dr. Uma Naidoo, director of nutritional and lifestyle psychiatry at Massachusetts General Hospital explains, “Taking a moment when you open your eyes to focus on mindfulness, perhaps setting a positive intention for the day, can be very helpful in making one feel energized.”
- Salute the Sun - Dr. Naidoo also advises doing an “easy version” of a yoga Sun Salutation to get you moving in the morning and center yourself mentally. It’s a series of poses that “warms, strengthens, and aligns the body,” that helps you feel ready to handle the day.
- Drink Up - Drinking a cold glass of water helps zap any overnight dehydration and gives you energy as it balances your metabolism, Dr. Nadoo explains. A cup of coffee can give you an instant buzz, too, and it’s got lots of antioxidants as well.
- Eat an Energizing Breakfast - Chia seed pudding is a really nutritious breakfast and those seeds give you protein, fiber, and energy. Toss in some berries for flavor and an extra punch of antioxidants.
- Listen to Some Solid Jams - Play the music that lifts your spirits and pumps you up and help boost your energy while having your own private dance party.