Quick Hits

A new service from Instant Financial allows employees to get half their pay on any given day.  Eligible workers get notifications when their shifts end that they can get half their salary if they want, and if they do the money gets transferred instantly into their debit card.  Employees only have an hour from the time they receive the notification to access the money and only half the money is available to help encourage savings.

Source: USA Today

A new thread on the anonymous Whisper app has folks admitting how they have now become just like their parents. Ways people are turning into their parents include:

  • “I just told my son, ‘in or out, we aren’t trying to air condition the outside’ – I just turned into my mother.”
  • “I just told my daughter ‘if you keep pulling your face like that it will freeze like that.’ Lol I’ve turned into a cliché.”
  • “The first thing I do when I come home from school is take off my pants and crack open a can of root beer…just like ma dad would. He would be proud of me…or mortified.”
  • “I’m getting cable for my new house this weekend and I can’t wait to be able to watch news when I get home from work. I’m turning into my mom at age 24.”
  • “I lose my temper a lot with my kids and scream until I have no voice. Nothing scares me more than feeling like I’m slowly becoming my mom.”
  • “I just turned 21 and now I have a drink a drink every night before bed. My dad did this all the time growing up and I resented him for it. Now I’ve become him.”
  • “My daughter asked me to make her a sandwich. I said ‘poof! You’re a sandwich.’ My dad jokes are terrible just like my dad’s. I swore they’d be better than his.”
  • “Went to Trader Joe’s today to return an open package of $1.79 tortillas because they started growing mold on their sell-by date. This is only something my mom would do and I can’t believe I do it too.”
  • “My dad does the slow-handclap when someone does something ridiculous. I now do that. I used to think it was so annoying and I yelled at myself when I realized what I was doing.”
  • “Every time someone says ‘excuse me’ I say, ‘why did you fart?’ and instantly feel disappointed that I’m turning into my dad.”
  • “Today I told my six-year-old, ‘you have no idea how lucky you are. When I was your age…’ God help me I’m becoming my mother.”

Source: Whisper

Halloween is fast approaching and for a lot of people the holiday can be quite costly. Whether it’s spending tons of money on candy or costumes, or parties, the spookiest holiday of the year can be a horror on your bank account.  But there are some ways you can save some money on your Halloween, which won’t leave you screaming at the ATM. Here are a few tips:

  • Buy in bulk – Anyone who’s gone to the store to buy candy knows it ain’t cheap on Halloween, but since you’re probably going to need a lot of it, head to your wholesale store, like Costco or BJs, and buy in bulk. Just make sure the candy you buy is individually wrapped because no parent is going to let their kids take the candy if it’s not. 
  • Make your own costume – Sure, you won’t be saving on time, but being creative and making your own costumes can save you money. Plus, you can get your kids involved which can make it more fun. 
  • Make/Recycle decorations – It’s easy to make Halloween decorations out of inexpensive craft materials you already have in the house, like leftover fabric, or old construction paper. Or, you can buy Halloween decorations that are re-usable year after year so they’ll be an investment.
  • Use thrift/dollar stores – Why shell out the big bucks for costumes when great things can be found at thrift shops for chea? Plus dollar stores are also known for great bargains, especially when it comes to decorations.
  • Pool your resources - Try sharing decorations or costume pieces with a group of friends, so you they can be used more than once but you won’t necessarily look like you’re doing the same thing every year.
  • Bring-your-own parties – Throwing a Halloween party can add up cost wise, but if you ask guests to bring something with them it will definitely cut down on your expenses. Plus you can have some fun and give them all a Halloween-related theme and see what they come up with.
  • Take advantage of post-Halloween discounts – Once Halloween is over, leftover decorations and costumes can be very cheap so why not shop after the holiday for next year. Of course you can pick up Halloween candy at a discount too, but it probably won’t be good for next year. And let’s face it, it won’t last until then anyway.

Source: The Week

You still have a week, but Halloween is next Tuesday, people. So now is the time to come up with your costume and pull it all together. We’re not fully into last minute territory yet, but we’re close. But you don’t need to panic, there are plenty of lazy girl costumes that you can throw together in just a few minutes and still be comfy - which is key to having a good time. Need some inspiration? Here are some easy Halloween costumes you can make using a sweatshirt.

  • Ariana Grande - Channel your inner pop princess with this look inspired by Ariana Grande. All you need is an oversized sweatshirt to wear as a dress with some over-the-knee boots and a super high ponytail.
  • An Actual Sick Day - Lazy girls will love this easy, clever “An Actual Sick Day” costume. And all you need is a hoodie, a box of tissues, and a messy bun. You can literally roll out of bed and go.
  • Netflix And Chill - This one requires a buddy to dress up with and you’ll each need a sweatshirt. For Netflix, DIY their logo on a red sweatshirt, and for Chill, write that on the other sweatshirt. Wear some fuzzy slippers and your look is complete.
  • A Lifeguard - Throw on your old lifeguard sweatshirt or buy one at Walmart, and don’t forget your whistle, sunglasses, and flip flops. Easy, cute, and comfy - the costume trifecta.
  • DIY Pikachu - Recreate the most famous Pokémon with a yellow sweatshirt, you’ll just need to add eyes and ears and you’re all set.
  • Thing One Or Thing Two - A couple of red sweatshirts and some felt to use for the labels and some glue and you and a friend can DIY your way to Dr. Seuss characters.

Source: Elite Daily

Jay and Dawn

Jay and Dawn

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